Savings Secured
Up to 90% of the available balance in share account, with terms up to 60 months. Rates vary depending on type of share used. For further information, please contact your local branch.APPLY FOR A LOAN
| Savings Secured | ||
|---|---|---|
| Effective Date: June 1, 2024 | ||
| Loan Type | APR* | Term |
| Savings Secured Loans (12-60 months) - ask for current rates | ||
| *Annual Percentage Rate All loans are subject to credit approval. Rates based on creditworthiness. |
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Personal/Signature
Up to $8,000, upon qualification, with terms up to 48 months. Rates vary depending on the term of loan.APPLY FOR A LOAN
| Personal/Signature | ||
|---|---|---|
| Effective Date: May 1, 2024 | ||
| Loan Type | APR* | Term |
| Personal Loan (Unsecured) | 9.99% | 12 months |
| 11.99% | 36 to 48 months | |
| Personal Loan (Secured) | 6.500% | 12 months |
| 7.00% | 24 months | |
| 7.50% | 36 months | |
| 7.99% | 48 months | |
| *Annual Percentage Rate All loans are subject to credit approval. Rates based on creditworthiness. |
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Revolving Line of Credit
Advances can be made at the credit union office or by check. Payments are calculated at $30.00 per $1,000.00 of outstanding balance.APPLY FOR A LOAN
| Revolving Line of Credit | ||
|---|---|---|
| Effective Date: May 1, 2024 | ||
| Loan Type | APR* | Term |
| Revolving Credit up to $5000.00 max. | 10.99% | up to 42 months |
| *Annual Percentage Rate All loans are subject to credit approval. Rates based on creditworthiness. |
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PayDay Bridge Loan
Up to $500, upon qualification, $50 annual fee, 30 day repayment period.APPLY FOR A LOAN
| PayDay Bridge Loan | ||
|---|---|---|
| Effective Date: May 1, 2024 | ||
| Loan Type | APR* | Term |
| PayDay Bridge Loan | 18.000% | 30 days |
| *Annual Percentage Rate All loans are subject to credit approval. Rates based on creditworthiness. $50 annual fee |
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| Credit Builder Loan | ||
|---|---|---|
| Effective Date: May 1, 2024 | ||
| Loan Type | APR* | Term |
| Credit Builder | 18.000% | 12 months |
| *Annual Percentage Rate All loans are subject to credit approval. Rates based on creditworthiness. |
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