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... Mission Statement Fee Schedule Location/Hours ...
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... Open a checking account with UCCU with a minimum initial deposit of $100 and have access to all of the following services: Direct deposit -full or partial deposit of your paycheck or retirement income can be accepted for credit to your checking account. Overdraft Protection - qualified members may have access to overdraft protection up to $500. A fee of $30 is assessed if an item is paid using the overdraft protection program. MasterCard Debit Card- use your debit card anywhere Mastercard is accepted to make purchase in person, over the phone, or online. It can also be used for ATM withdrawals. CardValet-Manage the usage of your MasterCard debit card with this free mobile app. Set alerts and controls, turn your card on and off, and establish transaction limits and/or restrictions Online Banking - Enrolling in our online banking program allows you to check balances, make transfers, order checks, view cleared checks, and pay your bills Free Mobile Apps for your phone and/or tablet-av...
... Mortgage Loans/Rates Vehicle Loans/Rates Personal Loans/Rates Credit Cards/Rates ...
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... UCCU has the rates you'll love on the loans you want. Featured Rates Featured Rates Effective Date: February 1, 2025 Loan Type Rate Term New Auto Loan 5.24% APR* up to 60 months Used Auto Loan 5.74% APR* up to 60 months Home Equity 6.50% APR* up to 60 months *Annual Percentage Rate Savings Savings Effective Date: February 1, 2025 Account Rate APY* Share (Savings) 0.05% 0.05% High Yield (Savings) 0.15% 0.15% I.R.A. Share Account 0.25% 0.25% *A.P.Y. (Annual Percentage Yield) Dividends are paid monthly and based on average daily balance. IRA dividends paid quarterly. $100.00 minimum balance required to obtain dividends on regular share account. *Maintenance and Activity fees may reduce earnings on account. Certificates Certificates Effective Date: February 1, 2025 Certificate Rate APY* 6 month 3.25% 3.30% 1 year 3.50% 3.56% 2 year ...
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... PRIVACY DISCLOSURES FOR UNITED CHURCHES CREDIT UNION In order to assure the continued privacy and confidentiality of your personal financial information, United Churches Credit Union follows the practices and policies as outlined below: Review our Privacy Practices. Cookies Please note that cookies are NOT utilized on this site. However, accessing external links via our website could result in the placement of cookies by those sites. USA Patriot Act of 2001 In order to open or change an account, add a signer, or make an application for any services, the USA Patriot Act of 2001 requires us to obtain and retain photo identification for identity verification purposes. The uniting and strengthening of America by providing appropiate tools required to intercept or obstruct terrorism (USA Patriot Act of 2001) requires financial Institutions to take steps to obtain and verify certain identifying information for any person used to verify the persons identity; and determine whet...
... United Churches Credit Union Your Financial Community United Churches Credit Union is a financial co-operative that provides personal service and an array of reasonably priced products and services for all ages. ...
... United Churches Credit Union Fee Schedule Common Fees as of September 1, 2021 SHARE DRAFT FEES Computer Transfer $1.00 Drafts/ACH Returned Due to Insufficient Funds $35.00 Phone Transfer Fee $1.50 Paper Statement Fee $3.00 Item Paid Using Overdraft Courtesy Pay $35.00 Photocopy of Draft $3.00 Photocopy of Statement $3.00 Account History Printout $2.00 Item Research $5.00 Stop Payment $15.00 Commercial Account Maintenance (Monthly) $25.00 Monthly Service Fee (if balance falls below $100.00 during the month) $3.50 Account Balancing Assistance (per hour 1hr min) $10.00 Hand Posted Transaction $5.00 Check Printing Fees Varies ATM/DEBIT CARD FEES Replacement Cards $20.00 Replacement PIN Number $3.00 ATM /DEBIT Card Overdraft $35.00 ATM Withdrawal (first two withdrawals in any month are free) $2.00 MISCELLANEOUS FEES Quarterly Membership Fee $3.00 Cashier's Check $3.00 Money Orders $2.00 Foreign Item Deposit $2.00 Outgoin...
... United Churches Credit Union20252 Ecorse Rd.Taylor, MI 48180Phone: (313) 382-6533Hours: Monday 9:30am-5:00pm Tuesday 11:00am-5:00pm Wednesday - Thursday 9:30am-5:00pm Friday 9:30am-6:00pm Saturday 9:00am-1:00pm Sunday Closed ...
... Savings Rates Choose from a variety of savings options all designed to help you reach your financial goals. Share Accounts (Dividend-paying savings accounts) Regular share accounts require a $10 minimum balance to maintain membership. Deposit earns prevailing dividend if average daily balance is $100.00 or more. Deposits may be made in any increment. High Yield Share Account This account offers you a higher dividend rate while still allowing the flexibility to make a withdrawal when you need it. Require a minimum balance of $2,500 to open the high yield share account. Deposits may be made in any increment. IRA Share Account Traditional and Roth IRA programs are available. Christmas Club Accounts A great way to save for the holidays. Annual transfer to your regular share account around the first of November. Savings. Savings Effective Date: June 1, 2024 Account Rate APY* Share (Savings) 0.05% 0.05% High Yield (Savings) 0.05% 0.05% ...
... Youth Savings Accounts It's never too early or too late to start saving for the future. Whether he/she is a newborn, toddler, pre-teen, or teenager, we encourage your child or grandchild to keep saving by offering them special incentives: Punch cards- Each time a child makes a deposit of $5.00 or more into his/her savings account, the card is punched. After 12 punches, the child receives a free gift. Youth certificates of deposit - A youth certificate can be opened for as little as $200 Waiver of the $2.00 quarterly membership fee- for all youth members under the age of 16 Time for college? When your child is ready to begin planning for college, make sure to check out the excellent resource we have available to you. We have partnered with Thrivent Student Loan Resources to help you with applying for scholarships, researching schools, and financing college costs. ...
... Home Equity Loans Choose from an open line of credit with a variable interest rate which adjusts monthly or our closed end fixed rate loan with a term up to 120 months. Maximum allowed is 90% of SEV (State Equalized Value) or a current certified Appraisal Minus any outstanding first mortgage balance. Rates and terms are available upon request. Certain restrictions apply. APPLY FOR A LOAN Loan Type Term Rate APR Home Equity (Open Line of Credit)* Variable 9.00% 9.00% Home Equity (Closed End Loan) 12-48 Months Fixed 6.50% 6.50% Home Equity 60-72 Months Fixed 6.75% 6.75% Home Equity 84-120 Months Fixed 7.00% 7.00% All loans are subject to credit approval. Rates based on creditworthiness. *Your annual percentage rate may vary monthly. The rate will be equal to the "Prime Rate" as quoted in The Wall Street Journal at the beginning of each month + .25%. The maximum rate that may be imposed is 18.00%. **with autopay from your UCC...
... New or Used Automobiles Up to 100% financing of price or blue book retail value, with terms up to 84 months. Interest rate may vary depending on term of loan. Pre-approval is available. APPLY FOR A LOAN Auto Loans Effective Date: February 1, 2025 Model Year APR* Term Down Payment New 2024-2025 5.24%** 12 to 60 months 0 New 2024-2025 5.74%** 72 to 84 months 0 2022-2024 5.74%** 12 to 60 months 0 2022-2024 6.74%** 72 to 84 months 0 20153- 2021 6.50%** 12 to 72 months 0 *Annual Percentage Rate ** with auto pay from your UCCU saving or checking account All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle. TOP New or Used Motorcycles 20% down payment required with terms up to 60 months APPLY FOR A LOAN Auto Loans: New or Used Motorcycles Motorcycle Loans Effective Date: March 1, 2025 Loan Type APR* ...
... Savings Secured Up to 90% of the available balance in share account, with terms up to 60 months. Rates vary depending on type of share used. For further information, please contact your local branch. APPLY FOR A LOAN Savings Secured Savings Secured Effective Date: June 1, 2024 Loan Type APR* Term Savings Secured Loans (12-60 months) - ask for current rates *Annual Percentage Rate All loans are subject to credit approval. Rates based on creditworthiness. TOP Personal/Signature Up to $8,000, upon qualification, with terms up to 48 months. Rates vary depending on the term of loan. APPLY FOR A LOAN Personal/Signature Personal/Signature Effective Date: May 1, 2024 Loan Type APR* Term Personal Loan (Unsecured) 9.99% 12 months 11.99% 36 to 48 months Personal Loan (Secured) 6.500% 12 months 7.00% 24 months 7.50% 36 months 7.99% 48 months *Annual Percenta...
... VISA Classic Credit Card Up to $8,000, upon qualification, with fixed interest rate, no annual fee, and 25-day grace period on purchases. VISA Credit Card VISA Credit Card Effective Date: May 1, 2024 Loan Type APR* Term VISA Credit Card As low as 10.90% Maximum limit $8,000 ...
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... Links from our Web site are provided for your convenience only. United Churches Credit Union is not responsible for the content of any third party web site or the privacy practices of such third parties. Congress CUNA NCUA ATM Locator-NYCE ATM Locator-Co-Op Network- NO SURCHARGE Check Orders Mortgage Center Visa EZCard Info Visa Purchase Alerts Setup AutoSmart Online Auto Shopping Free Annual Credit Report Home Lending Tool Kit ...
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... Become a Member of United Churches Credit Union United Churches Credit Union is your financial community. Established in 1957, we have given our members great rates and personal service for over 50 years. We are pleased to announce that United Churches Credit Union has recently expanded its membership and can now serve any person who worships in Wayne or Monroe Counties. The participating churches listed below are a list of those churches that have supported the credit union over the past 60 years. We look forward to adding your place of worship to the list. 2 Step Membership Process Interested in becoming a United Churches Credit Union member? Just follow these easy steps: Visit our branch. Bring with you Valid Michigan Drivers License or Michigan Picture ID Your Social Security Number Minimum initial deposit ($10 for a savings account, $100 for a checking account) If you have questions, please Contact Us! Participating Churches Church Nam...
... United Churches Credit Union Account Access Online Home Banking Telephone Banking 1-800-284-3025You can use our 24/7 telephone service to: Obtain balance information on checking, savings, and IRA accounts Inquire about recent deposits and withdrawals Review your ATM/Debit card activity Transfer funds between accounts Get current loan balances, line of credit availability, and pay offs. Please contact the office to activate this service for your accounts. Learn how to become a member today or contact us for more information! ...
... United Churches Credit Union Services Becoming a member of United Churches Credit Union will give you the access to many great services. Payroll Deduction (for deposits and loan payments) Direct Deposit Overdraft Protection Overdraft Courtesy Pay Wire Transfers NO FEE ATM Money Orders Visa Gift Cards Visa Travel Money Cards Diamond Member Rewards Program The Diamond Member Rewards Program is a program that offers our members additional benefits for using a variety of services. As a "Diamond Member" you receive additional benefits including: Waiver of the $2.00 quarterly membership fee. Waiver of the fee for replacing a lost or damaged ATM/Debit card. Free notary service. To qualify you simply need to use three out of the five following services we offer: Have at least one loan with the credit union. Have an open and active checking account with the credit union. Have a debit card with the credit union and use it at least 5 times per month. Enroll for d...
... United Churches Credit Union Insurance Services Auto, Home, Life and Accidental Death & Dismemberment Insurance (Trustage) Trustage Medical Insurance Credit Life/Disability Insurance GAP Auto Protection Learn how to become a member today or contact us for more information! ...
... United Churches Credit Union - Additional Services Online Auto Buying Tool "Blue Book” Quotes Notary Public Service Postage Stamps Tickets at Work Learn how to become a member today or contact us for more information! ...
... Share Certificate Accounts Require a minimum deposit of $500 to open. Terms range from 3 to 60 months. IRA Certificates $250 minimum. Terms range from 12 to 60 months. To learn how to become a member, visit our Become a Member page or contact us for more information! Certificates Certificates Effective Date: February 1, 2025 Certificate Rate APY* 6 month 3.25% 3.30% 1 year 3.50% 3.56% 2 year 3.00% 3.04% 3 year 3.00% 3.04% 4 year 3.00% 3.04% 5 year 2.50% 2.53% Jumbo Certificates ($25,000 min.) 6 month 3.50% 3.56% 1 year 3.75% 3.81% 2 year 3.25% 3.30% 3 year 3.25% 3.30% 4 year 3.25% 3.30% 5 year 2.75% 2.79% I.R.A Certificates ($250 min.) 1 year 3.00% 3.04% 2 year 3.50% 3.56% 3 year 3.50% 3.56% 4 year 3.50% 3.56% 5 year 3.50% 3.56% *A.P.Y. (Annual Percentage Yield) Dividends are paid monthly and based on the average dail...
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... Financing for Elementary and High School Tuition 12 month term. Check is made out directly to school. Apply for a loan Financing for College Costs Financing options include fixed rate and variable rate student loan programs. Repayment terms as long as 15 years payment options include full deferment, immediate repayment, interest only, or minimum In-school. Apply for a loan Refinancing Existing College Debt Refinancing options include fixed rate and variable rate student loan programs. Repayment terms as long as 15 years payment options include graduated or immediate repayment. Apply for a loan Additional Student Loan Resources Thrivent Student Resources exists to help students and families find their path to college and get educated on getting educated. They believe in a new school mindset—that students deserve to go to college without spending the rest of their lives paying for it. To take advantage of their exclusive tools and resources ...
... Self Service Forms To submit a form please mail or fax the form to the credit union. If you're having issues completing a form, please contact the credit union. Add a Beneficiary Add a Joint Account Owner Change of Address Credit, ATM, Debit Card Requests Debit/ATM Card Application (Online) Fraud Claim Loan Application (Online) Name Change Request Remove a Joint Owner Skip-a-Payment Request VISA Credit Card Application ...
...3.49% APR* and up to $500 off your closing costs. This offer is available for a limited time only so call today for further details! Current Rates | Contact Us *special introductory rate for the first six months. Interest rate will adjust after introductory period is over. ...
... Refinance Today & Save! Now is a great time to leverage the equity in your home and refinance! Take advantage of the lowest interest rates in years with our partner, Mortgage Center Refinancing today can help you to: • Pay off your mortgage sooner • Lower your monthly payment to free up extra cash each month • Save on interest with a lower rate • Use your home’s equity to repair and update your home. Mortgage Center is here to help you find the best loan to fit your needs. Get in touch with a mortgage expert applying online or by calling 800.353.4449. APPLY NOW&nb...
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...UNITED CHURCHES CREDIT UNION is pleased to announce the Susan A. Smith 2024 SCHOLARSHIP AWARD One scholarship of $2,000.00 will be awarded Applications are now available at the office 20252 Ecorse Road AND Online: Scholarship Award Application Completed applications must be returned by July 1, 2024...