Home Equity Loans
Choose from an open line of credit with a variable interest rate which adjusts monthly or our closed end fixed rate loan with a term up to 120 months. Maximum allowed is 90% of SEV (State Equalized Value) or a current certified Appraisal Minus any outstanding first mortgage balance. Rates and terms are available upon request. Certain restrictions apply.APPLY FOR A LOAN
| Loan Type | Term | Rate | APR |
|---|---|---|---|
| Home Equity (Open Line of Credit)* | Variable | 9.00% | 9.00% |
| Home Equity (Closed End Loan) | 12-48 Months Fixed | 6.50% | 6.50% |
| Home Equity | 60-72 Months Fixed | 6.75% | 6.75% |
| Home Equity | 84-120 Months Fixed | 7.00% | 7.00% |
| All loans are subject to credit approval. Rates based on creditworthiness. *Your annual percentage rate may vary monthly. The rate will be equal to the "Prime Rate" as quoted in The Wall Street Journal at the beginning of each month + .25%. The maximum rate that may be imposed is 18.00%. **with autopay from your UCCU saving or checking account |
|||
TOP
| Loan Type | Term | Rate | APR |
|---|---|---|---|
| Home Improvement Loans | 12-36 Months | 7.49%** | 7.49% |
| 48-60 Months | 9.50%** | 9.50% | |
| 72-120 Months | 10.50%** | 10.50% | |
| All loans are subject to credit approval. Rates based on creditworthiness. The maximum rate that may be imposed is 18.00%. **with autopay from your UCCU saving or checking account |
|||
TOP
Mortgages
We have partnered with Mortgage Center (NMLS# 282701) to offer our members a wide variety of mortgage options with low rates and fees.
Start your online application ] today or get in touch with a mortgage expert by calling 800-353-4449
| Mortgage Center - Home Loans |
|---|
