Online Loan Application

General Information

Individual Credit: You must complete the Applicant section about yourself and Co-Application section about your spouse if:

1. you live in or the property pledged as collateral is located in a Community Property State. (AZ, CA, ID, LA, NM, NV, TX, WA, WI)
2. your spouse will use the account, or
3. you are relying on your spouse's income as a basis for repayment. If you are relying on income from alimony, child support or separate maintenance, complete the Other section to the extent possible about the person on whose payments you are relying.

Joint Credit: Each applicant must individually complete the appropriate section below. If Other is the spouse of the Applicant, mark the Co-Applicant box.

Guarantor: complete the Other section if you are a guarantor on an account/loan.

Payment Protection

Check coverage(s) desired. United Churches Credit Union will disclose the cost of this voluntary insurance to you. A separate insurance election which discloses the terms and conditions must be signed for coverage to become effective.

Applicant

Applicant - Current Residence

Applicant - Employment/Income

Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Other

Other - Current Residence

Other - Employment/Income

Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

State Law Notices

Ohio Residents Only: the Ohio laws against discrimination require that all creditors make credit available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. the Ohio civil rights commission administers compliance with this law.

Wisconsin Residents Only: (1) No provision of any marital property agreement unilateral statement under Section 766.59, or course decree under Section 766.70 will adversely affect the rights of the Credit Union unless the Credit Union is furnished with a copy of the agreement, statement or decree, or has actual knowledge of the terms, before the credit is granted or the account is opened. (2) Please intial below if you are not applying for this account or loan with your spouse. The credit being applied for, if granted, will be incurred in the interest of the marriage or family of the undersigned.

Agreement

Initial below to promise that everything you have stated in this application is correct to the best of your knowledge. If there are any important changes you will notify us in writing immediately. You authorize the United Churches Credit Union to obtain credit reports in connection with the application for credit and for any update, increase, renewal, extension, or collection of the credit received. You understand that the United Churches Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a Federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.